Services & Pricing
Flat-rate monthly bookkeeping for Southern Ontario small businesses. Clear scope, predictable price, and clean reports your CPA can use on day one.
Best for a solo owner-operator with simple books.
- Up to ~100 transactions/month
- Monthly bank & credit-card reconciliations
- Monthly P&L so you always know where you stand
- Email support, reply within 1 business day
- CPA-ready year-end package
Cancel anytime in your first 30 days - keep the work.
Best for a single-location cafe or established trade.
- Up to ~300 transactions/month
- Monthly close: reconciliations + P&L + Balance Sheet
- HST tracked, prepared, and filed on time
- Quarterly review call to read the numbers together
- CPA-ready every close - I coordinate directly with your CPA
Cancel anytime in your first 30 days - keep the work.
Best for a busier shop that needs eyes on the numbers weekly.
- Up to ~600 transactions/month
- Weekly reconciliations - never more than a week behind
- Month-end KPI snapshot with plain-language notes
- Light AR/AP assistance
- Priority support, reply within 4 business hours
Cancel anytime in your first 30 days - keep the work.
Flat monthly rate. No hourly billing, no surprise invoices. Books cleanup/catch-up is quoted separately.
Not sure where your books stand? Get a free books review
I'll take a no-pressure look at your current QuickBooks, Xero, or shoebox and tell you exactly what's clean, what's broken, and what CPA-ready would look like. No obligation.
Behind on the books? Start with a Cleanup / Catch-Up
Before monthly work begins, I'll get your records current and reconciled with a one-time Cleanup / Catch-Up - quoted as a flat fee after a free books review, so there are no surprises. Once you're caught up, you move onto a flat monthly plan.
What's included
- Bank & credit-card reconciliations
- Transaction categorization and clean records
- Monthly P&L and Balance Sheet
- HST return preparation and filing
- Payroll coordination (via your software)
- Accounts receivable / payable support
- KPI and cash-flow reporting in plain language
- Year-end file prepared CPA-ready for your accountant
How it works
1) Free fit call (15 min)
We align on scope, I answer your questions, and we pick the right plan. No pitch.
2) Setup (1-2 days)
Secure shared folders, bank feeds, and a clean chart of accounts - set up properly from the start.
3) First close (2-3 weeks)
Reconciled statements, a clear report, and a calm inbox. Then the same, every month.
Questions, answered straight
Are you a CPA?
No - and I'm clear about that on purpose. I'm a financial analyst. I handle HST filings, reconciliations, audit support, and financial analysis day to day for a $17M government agency, and I run your books to that same standard. For monthly bookkeeping, that's exactly the skill set you want. For anything that legally requires a CPA - like assurance work - you'll still want your accountant, and I keep your books CPA-ready so that work is faster and cheaper.
Why are you less expensive than a CPA firm?
No office, no staff, no partners' overhead - just the work. A firm's rate carries rent, software licences, and profit for several people, and routine bookkeeping is often handed to a junior anyway. Mine carries one analyst doing focused work for a short list of clients. Same standard of books, none of the markup. The price reflects my structure, not the quality.
Will you work with my CPA?
Yes, happily. I keep your books clean and CPA-ready every month; your accountant uses them for tax filing, planning, and any assurance work. If you don't have a CPA yet, I can point you to a trusted one for year-end.
What happens at tax time?
Your books are already CPA-ready, every month - reconciled, categorized, and tied out. When your accountant files, they start from clean records instead of billing you to untangle a year of receipts. That hidden year-end cost is the part I quietly take off the table.
Do you meet in person?
I'm remote-first to keep overhead near zero, but I'm based in Southern Ontario, so an in-person fit call is on the table for local owners when it's useful. Most ongoing work runs through secure cloud tools, which keeps your books current in real time.
What software do you use?
QuickBooks Online or Xero, plus shared drives, bank feeds, and receipt folders. If you're on Excel or starting from scratch, I'll set up something clean and simple that fits your business.
What if it's not a fit?
Then we don't work together, and that's fine. The first step is a free fit call or a free books review - no commitment. With a list capped at ten, I'd rather turn down work than take on a business I can't serve at full standard.
Is my data safe?
Yes. Your books live in secure, access-controlled cloud tools (QuickBooks Online / Xero) protected by encryption and multi-factor authentication. I follow PIPEDA-aligned practices with least-privilege access, and your files are always yours to take.
Let's see if your books are a fit.
Book a free 15-minute fit call, or send a few details and I'll reply within one business day.
No long-term contract or setup fee. Cancel anytime in your first 30 days and keep the work; after that it's month-to-month with 30 days' notice. Your books and files are always yours.
Free 15-minute fit call. No pitch, no obligation - if we're not a fit, I'll tell you and point you to someone who is.